Neill --- I tend to use the Rubin on bare wood. I have tried it for some finish/paint removal and it does seem to load and gum up faster than Cristal and Brilliant (my experience). All of this I suppose depends on the sander as well as how thick of a layer of finish you are trying to remove. Something like an old heavily varnished table might need a different approach than lets say a nice piece of furniture with a relatively thin layer of varnish.
A little bit on the Rotex and finish removal. With Cristal and Brilliant, in Rotex Mode, I have very little problem with gumming/loading of paper --- really impressive. Switch over to the RAS 115 and I eat through paper as any choice seems to gum up quickly --- I suppose the RAS just generates so much heat that it is difficult to avoid this --- and I've tried different variations in sander rotary speed and linear speed of the sander. Latex paint seems to be a real pain in the rear. The Rotex will take longer but it will also clean up spots that the RAS seems to have trouble with.
Justin