I read this from the Insurance Institute of Highway Safety (IIHS). It sounds like the seatbelt use triggers a different response from the airbags:
For unbelted occupants, a front airbag will typically deploy when the crash is the equivalent of an impact into a rigid wall at 10-12 mph. For belted occupants, most airbags will deploy at a higher threshold — about 16 mph — because the belts alone are likely to provide adequate protection up to these moderate speeds.
The full quote is located here: https://www.iihs.org/topics/airbags#
For unbelted occupants, a front airbag will typically deploy when the crash is the equivalent of an impact into a rigid wall at 10-12 mph. For belted occupants, most airbags will deploy at a higher threshold — about 16 mph — because the belts alone are likely to provide adequate protection up to these moderate speeds.
The full quote is located here: https://www.iihs.org/topics/airbags#