Let's be honest. Perfect dust protection is impractical, if not impossible: who would wear an N95 mask all day long?
I've been to a few school shops with gigantic dust collection systems, and I saw saw dust all over the place. All those systems have to meet the relevant standards set by the province for schools, hospitals, etc.
Last week, I lunched with a woodworker, who turned 91 this year, and he said dust collection wasn't on the radar among his woodworking peers (most were gone unfortunately) in his days. All these years, he has had only one dust extraction equipment for his whole shop -- a shop vac. He had had a serious reaction in one project, a cedar project decades ago, but other than that, he seems to have suffered no ills despite his primitive dust protection.
Sam Maloof was a well-known figure for his rocklers, but also for working with little dust protection.
Of course, my 91-year-old friend and Sam are not good models for us to follow, but I wouldn't over-worry about dust if we follow the standard protection measures: such as capturing as much dust as possible at source, using air filtration during and after woodworking, and wearing an N95 mask when the first two measures are not considered sufficient. After all, we live in a (very) dusty world.
P.S. This school shop has two central dust collection systems; one, the larger, is shown here:
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