Kodi Crescent said:
I've learned that you do not loan out your tools, guns or vehicles. You will never get them back in the same condition as when you loaned them out.
Then I feel bad for you that you don't have the right friend(s) in your life. I'm not insulting you, just saying that I've experienced differently. Certainly, you can be circumspect about who to lend tools to, but that doesn't mean there never will be anyone in your life that you can trust completely.
I have a best friend that I trust implicitly. So much so, that I've made him the executor and full beneficiary of my estate when it's my time to go. I have absolutely nothing to do with my siblings and wouldn't cross the street to say hello to them, but it's completely the opposite with this friend. I've adopted his family into my life and they've similarly adopted me.
We're both into woodworking and tools with me being the one who most often buys new tools. But, that's ok with me since he has a house and family to support while I'm single. However, several of my tools usually live at his place at any given point in time. I've never received anything back that was damaged and if something did get damaged, he'd tell me about it and replace it if I asked him to. I hope I'm not the exception by knowing someone I trust this much, but if I am, then I'm lucky and I know it. Am I naive? Maybe, but that's also ok with me. If it costs me a little money to find someone that I can trust this much then I consider it money well spent.