In the shop, I have a long life bag on the chopsaw vac (CT26), and one on the sanding vac (CT36). Almost all of the cutting and sanding is on fir ply or cedar. The bag on the sanding vac is four years old, and I see no difference in suction between that vac and the one that's only six months old. The bags get emptied outdoors at the same time the ambient air cleaner filters get blown out, so we're wearing dust masks when we do it. It's not the worst thing in the world.
At home, I use disposable bags in my CT36. I may have drywall dust, or metal shavings, or rock dust, or acrylic, or who knows what. I'd rather sacrifice a $12 bag than a $200 bag for that. Because it's not daily use, I estimate that a bag lasts over eighteen months at home. It's always a big surprise when it's full.