I'm intrigued by the number of woodworkers in this discussion that are frequently replacing their inserts after making bevel cuts. I too made a new insert right after getting my Kapex, and it's even shown in the
Supplemental Manual with dimensions for making one. While the factory inserts were a little too wide for my tastes, the need for a truly Zero-Clearance insert on a miter saw is not nearly as important as it is on something like a tablesaw.
On a tablesaw, the teeth are exiting the workpiece on the bottom. So a zero clearance insert will tend to reduce bottom-side tearout. However, on a miter saw, the teeth are entering the workpiece from below. So a zero clearance insert will not impact tearout in the cut. Where zero-clearance is truly needed is at the fence. This is where tearout is most severe with a miter saw.
The primary benefit of having a narrow insert is to reduce the likelihood of thin offcuts from slipping into the gap between the blade and the edge of the insert. However, even after making bevel cuts, this gap is still relatively narrow, and the size of the offcut that can slip past is pretty small.
There is certainly nothing wrong with replacing an insert frequently, but I'm curious how often this is being done under the premise that it would be reducing tearout in the cut. Tearout is occurring at the fence, not the insert.