indyjumper said:Well, I placed my order with ToolNut yesterday, and today they cancelled the order without notice. I called to find out and they claim that their system (not from the credit card company) detected fraudulent activity.
indyjumper said:Hi all! I'm in the market for a new TS55...
Bob Marino said:A big thanks for the kind words from my customers.
But to add a little to the credit card fraud protection thing....
Unfortunately, credit card fraud is an increasingly more common and it may sometimes hold up an order another day for the dealer to verify billing, shipping, sometimes phone numbers and email addresses. And sometimes an actual address can raise a flag - for example it may be a "shipper's warehouse" not a home or business.
By doing this double checking (which takes up dealer time too) we have stopped more than a few fraudulent transactions from being processed. If these procedures are not followed, I don't think the banks would even entertain reimbursement. In fact, checking aside, it's been my experience that when the occasional card card gets charged fraudulently, no one- not the banks, nor the customer whose card is stolen wants to get involved. The banks don't lose that money, the customer is protected, the dealer is not, he loses. This is particularly damaging to the smaller companies that really can't easily absorb that loss.
Here's what I don't understand; why the reluctance to follow up on a fraudulent charge?
Scenario..... A man enters a jewelry store and steals 1k in jewelry, he gets into his car and drives away. The police are called; they later have a witness who gave them the license plate of the car the thief drove off in. You bet your life the police will check that plate and match it to the driver and address and pay that person a visit.
Scenario....... If someone uses a stolen credit card and places a 1k order and you find out about it when notified by the bank or customer and then you look up the order and you see where it was shipped to - good luck in getting the credit card companies to investigate or getting the police to go to that address to check it out.
Why the lack of concern in the latter case? Frustrating to say the least.
Tinker said:Within the last year or so, many venders do not require signature on credit slip under, i think, $50. I don't care for that so i insist that i sign the ticket. I do get arguments when i insist, but I am old school. If i have total trust in somebody, a handshake is all that is needed. If i don't know somebody, i want a signature. When we are talking credit cards, I hve no idea who is in charge. I want to sign the slip just in case there is a problem down the line. I don't care if it is less than fifty bucks.
The guy who started this part of the conversation should be glad that ToolNut held up the sale. I am sure nobody at ToolNut has any idea who is in charge of their credit cards. As Bob says, the vendor is totally responsible. I'm sure TN has been bitten along the way somewhere. It ain't gonna happen again.
Tinker
Bob Marino said:A big thanks for the kind words from my customers.
But to add a little to the credit card fraud protection thing....
Unfortunately, credit card fraud is an increasingly more common and it may sometimes hold up an order another day for the dealer to verify billing, shipping, sometimes phone numbers and email addresses. And sometimes an actual address can raise a flag - for example it may be a "shipper's warehouse" not a home or business.
By doing this double checking (which takes up dealer time too) we have stopped more than a few fraudulent transactions from being processed. If these procedures are not followed, I don't think the banks would even entertain reimbursement. In fact, checking aside, it's been my experience that when the occasional card card gets charged fraudulently, no one- not the banks, nor the customer whose card is stolen wants to get involved. The banks don't lose that money, the customer is protected, the dealer is not, he loses. This is particularly damaging to the smaller companies that really can't easily absorb that loss.
Here's what I don't understand; why the reluctance to follow up on a fraudulent charge?
Scenario..... A man enters a jewelry store and steals 1k in jewelry, he gets into his car and drives away. The police are called; they later have a witness who gave them the license plate of the car the thief drove off in. You bet your life the police will check that plate and match it to the driver and address and pay that person a visit.
Scenario....... If someone uses a stolen credit card and places a 1k order and you find out about it when notified by the bank or customer and then you look up the order and you see where it was shipped to - good luck in getting the credit card companies to investigate or getting the police to go to that address to check it out.
Why the lack of concern in the latter case? Frustrating to say the least.
Tinker said:Within the last year or so, many venders do not require signature on credit slip under, i think, $50. I don't care for that so i insist that i sign the ticket. I do get arguments when i insist, but I am old school. If i have total trust in somebody, a handshake is all that is needed. If i don't know somebody, i want a signature. When we are talking credit cards, I hve no idea who is in charge. I want to sign the slip just in case there is a problem down the line. I don't care if it is less than fifty bucks.
JimH2 said:Tinker said:Within the last year or so, many venders do not require signature on credit slip under, i think, $50. I don't care for that so i insist that i sign the ticket. I do get arguments when i insist, but I am old school. If i have total trust in somebody, a handshake is all that is needed. If i don't know somebody, i want a signature. When we are talking credit cards, I hve no idea who is in charge. I want to sign the slip just in case there is a problem down the line. I don't care if it is less than fifty bucks.
You should probably rethink arguing with a clerk who is making minimum wage (or just above) about not requiring a signature. They are just following the rules set forth by the company and have no say whatsoever. Additionally they live in fear of being fired because a customer complains about them. "Old school" is not an excuse for hassling a low level employee.